Modernise your consumer offering
Specifically designed for banks and retailers who wish to offer customers alternative payment methods, provide no-touch payments, reduce cash acceptance, and protect against offline services or abandoned carts. Electrum Payments enables you to rapidly take new services to market, improve time to value, and increase customer satisfaction and retention.
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Learn how we can help you to quickly add Payments to your offering, let one of our Payments experts walk you through the solution.
Payments products for the future
Rapid Payments Programme
The functionality required for Rapid Payments Programme (RPP), including credit push for real-time payments, pay by proxy, and request to pay.
Clearing House Payments
Real-Time Clearing (RTC), Electronic Funds Transfer (EFT), Authenticated Collections (AC), and Account Verification Services (AVS).
QR Code Payments
Dynamic QR Code-initiated Payments with interoperable support for multiple payment types, including MasterPass, the RPP, and closed-loop payments.
Including P2P deposits and withdrawals at retailers.
With access to a network of Money Transfer Operators that reach over 200 countries and territories.
With support for closed-loop wallets, loyalty programs, and prepaid stores of value.
Keep up with the latest payment trends
Built with the agility to support new and emerging transaction types, specifically when it comes to handling high-volume, low-value transactions. Don’t let your legacy system hold you back, as our cloud-based solution comes with a wide range of integrations to leverage your existing investments, and eliminate the need to process digital transactions through a costly card switch.
Global cashless payment volumes
1 trillion transactions
1.9 trillion transactions
Source: PwC Payments 2025 & beyond report
Modernise your Payments offering
Electrum Payments includes the functionality to offer new services on top of existing payment offerings, allowing you to launch new products to customers quickly. This cloud-agnostic solution comes with standard overlay features such as reconciliation, transaction matching, fee calculation, exception handling, and settlement reporting.
Rapid time to market
Support new payment types
Built to scale
Access and maintain a single point of control
Electrum Payments comes standard with a single, simplified integration into various payment solutions, allowing you to adopt new services and quickly cater to your customers’ demands.